Proactive Tax Planning That Works for You

Plan ahead with expert Melbourne tax advisors. We help small businesses minimise tax bills, stay ATO-compliant, and reach financial goals with smart tax strategies.

star star star star star
75+ 5-star reviews on Google
1750835632211

Need a business tax planner in Melbourne?

At Finnox, we understand that tax obligations are one of the biggest expenses for small businesses. Through proactive, year-end and ongoing tax planning, our registered tax agents help you legally minimise tax, improve cash flow, and stay fully compliant with ATO requirements. We identify practical tax-saving opportunities—such as business structuring, timing of income and expenses, and capital gains considerations—to reduce your tax payable while strengthening your overall financial position.

Our tailored tax planning strategies are designed to minimise your tax bill, enhance cash flow, and support your long-term business goals, giving you clarity, confidence, and sustainable growth.

 

Tax Forecast

Avoid surprises at tax time with accurate, proactive tax forecasting. At Finnox, we help you estimate your tax payable before the end of the financial year—so you can plan ahead with confidence.

Our tax estimates are based on a detailed analysis of your current and prior-year financial performance, allowing us to forecast your profits and calculate your approximate tax liability. This insight is essential for:

  • Budgeting effectively
  • Avoiding unexpected tax bills
  • Making informed financial decisions

A great tax plan starts with knowing what to expect. Let us help you stay in control of your cash flow and tax obligations.

 

Tax Minimisation

Looking to reduce your business tax bill? At Finnox, we specialise in strategic tax minimisation to help Melbourne businesses legally lower their tax liability and improve cash flow.

Our expert accountants will:

  • Identify all eligible tax deductions, offsets, and incentives
  • Tailor tax strategies that align with your business goals
  • Minimise the amount owed to the ATO at the end of the financial year

With proactive planning and expert advice, we ensure you’re not paying more tax than necessary—so you can reinvest in your business and grow with confidence.

 

Tax-Efficient Business Structuring

At Finnox, we specialise in tax-efficient business structuring tailored to the unique needs of small businesses. Choosing the right structure—whether it’s a sole trader, partnership, company, or trust—can significantly reduce your tax liability and enhance your financial outcomes.

Our experienced accountants will:

  • Assess your current structure for tax efficiency
  • Recommend the most suitable structure aligned with your business goals
  • Ensure full compliance with ATO regulations while minimising your average tax rate

With the right structure in place, your business can operate more efficiently, protect valuable assets, and legally pay less tax.

 

 

End of Financial Year (EOFY) Review

An End of Financial Year (EOFY) Business Review is a comprehensive assessment of your business’s performance over the past 12 months. It’s your opportunity to reflect on what worked, what didn’t, and how to strategically position your business for the year ahead.

A key component of this review is tax planning—ensuring you’ve maximised deductions, met all compliance requirements, and are financially prepared for the new financial year.

Top 5 Tax Planning Strategies Every Business Owner Should Know

  1. Claim All Deductions – Track and claim eligible business expenses.
  2. Leverage ATO Concessions – Use small business tax breaks like instant asset write-offs.
  3. Optimise Cash Flow – Time income and expenses to reduce tax impact.
  4. Choose the Right Structure – Ensure your business setup supports tax efficiency.
  5. Stay Compliant – Keep records accurate and lodge on time.
GettyImages 1362265062
Managed services

Your Tax Planning Experts

Our Melbourne-based tax planning specialists are here to help your small business thrive this tax season. By conducting a detailed analysis of your financials and uncovering valuable tax-saving opportunities, we work to reduce your tax liability and maximise your deductions.

With proactive guidance and expert insight, you’ll be equipped to plan ahead, claim all eligible tax benefits, and boost your bottom line. Partner with experienced accountants who understand the unique needs of small businesses and are committed to optimising your tax strategy.

Top 8 Essential Tax Time Tips for Sole Traders in Australia

Tax time can be overwhelming for sole traders in Australia, but with the right preparation, it doesn’t have to be.

  1. Keep business and personal finances separate
  2. Maintain accurate records
  3. Claim all eligible deductions
  4. Set aside money for tax
  5. Register for GST if required
  6. Use a registered Tax Agent
  7. Review your business structure for growth.
  8. Stay informed with ATO regulations
Ae9255 5d2e766a3c404a7ea172a693f001dea8~mv2
Managed services

Meet our Tax Planning Team

Dipal is a highly experienced tax planning specialist with over 15 years in the industry. A registered tax agent and Fellow of the Institute of Public Accountants (IPA), she delivers expert tax solutions to logistics companies, manufacturers, legal professionals, and retail businesses. Dipal’s strategic tax planning helps clients legally minimise tax liabilities and avoid penalties. Her proven expertise and personalized approach make her a trusted advisor in business tax compliance.

Get a personal consultation.

Tax Planning FAQs

Keep detailed records, track expenses, and use accounting software to simplify reporting and maximise deductions.
Yes, concessional super contributions are tax-deductible and can lower your overall taxable income.
In 2025, eligible businesses can claim up to $20,000 per asset used or installed by 30 June.
If your business turnover exceeds $75,000 annually, GST registration is mandatory.

Yes, using either the fixed rate method (67c/hour) or actual cost method, depending on your records.

Timing income and expenses, claiming depreciation, and utilising R&D tax incentives are effective strategies.

Yes, if they are required for your job and not reimbursed by your employer.
PAYG covers income tax prepayments, while BAS includes GST, PAYG withholding, and other obligations.

Estimate your tax liability quarterly, set aside funds, and consult a tax advisor regularly.

Yes—professional advice can uncover hidden deductions, ensure compliance, and save you time and money.

Related Resources

5.0
Based on 15 reviews
swapnali pashankar profile picture
swapnali pashankar
8 months ago
Very professional and friendly. My tax return was done on time and without any issues. They also gave good advice regarding loan options. Would recommend.
Avani Gandhi profile picture
Avani Gandhi
8 months ago
Very helpful and knowledgeable team. They guided me through loan options patiently and made the whole process stress-free. Excellent service and quick responses.
I used their services for tax filing in Australia and had a really smooth experience. Everything was explained clearly and they were easy to communicate with. Happy with the service overall.
Vaishnavi Gandhi profile picture
Vaishnavi Gandhi
8 months ago
Great experience with their accounting and tax services. Everything was explained clearly and professionally, and the process was smooth from start to finish. Highly recommend for anyone looking for reliable tax and accounting support.
Krima Patel profile picture
Krima Patel
1 year ago
Grateful for a Seamless Experience" Dipal was incredible to work with—warm, professional, and truly attentive from day one. She made us feel supported and guided us through each step of the home loan process with clarity and care. What could have been stressful felt completely smooth. We're so thankful to Dipal and the Finnox team.
Exceptional Business Support from Finnox Consulting
Working with Finnox Consulting was a game-changer for our business. Their expert team assisted us with business plan preparation, ASIC record updates, Xero setup, ATO compliance, and income tax return lodgement. Every service was delivered with precision, professionalism, and care. Dipal & Finnox Team made the entire process seamless—highly recommended for reliable business consulting in Australia!
-Burger Road Tarneit
Vidh Imports profile picture
Vidh Imports
1 year ago
⭐️⭐️⭐️⭐️⭐️
I had an excellent experience with Finnox Consulting. Their team provided expert advice and guided me through the entire business setup and registration process with ease. Everything was handled professionally, on time, and with great attention to detail. They made what could have been a stressful process feel smooth and simple. I truly appreciate their support and highly recommend Finnox Consulting to anyone needing reliable and professional business consulting services.
birjukumar shah profile picture
birjukumar shah
1 year ago
Expert Business Set Up & Trust Structuring - Finnox
I had a great experience working with Dipal at Finnox. Her expert advice on business setup and trust structuring aligned perfectly with my goals. The entire process was smooth and stress-free. I highly recommend Finnox to anyone seeking reliable business advisory and trust formation service.
sonal patel profile picture
sonal patel
1 year ago
Dipal is knowledgeable, and incredibly helpful. If you're looking for honest advice and clear, reliable guidance, she's definitely someone to consider. Highly recommended.
Amit Vekariya profile picture
Amit Vekariya
1 year ago
"Reliable, Insightful, and Incredibly Supportive" Dipal at Finnox has been outstanding. As a PAYG earner with rental property and share trading, I needed someone detail-oriented—and she delivered. She also helped with grant review, offering insights I hadn’t considered. Dipal made everything clear and approachable, and I felt fully supported throughout. I highly recommend her to anyone seeking a knowledgeable, efficient, and genuinely supportive tax agent. - Amit
Friends Auto profile picture
Friends Auto
1 year ago
Highly recommend Finnox for professional and reliable tax, finance, and business advisory services. Their team is knowledgeable, responsive, and genuinely focused on client success. From BAS & GST lodgements, tax returns, and business structuring, to cash flow planning and cloud accounting with Xero, they offer everything under one roof. Great for small businesses, startups, and individuals needing expert financial support.
Zannie profile picture
Zannie
1 year ago
"Finally in Control of My Finances" As a busy healthcare professional, I needed an accountant who could simplify the financial side of things without cutting corners. Dipal and the Finnox team delivered exactly that—offering smart, tailored advice from tax planning to mortgage support. They’re incredibly responsive, genuinely knowledgeable, and clearly care about my long-term success. Thanks to their guidance, I finally feel confident and in control of my finances. – Zannie Bhatt, Physiotherapist
Jinkal Shah profile picture
Jinkal Shah
1 year ago
Exceptional Financial Insight & Partnership
As a mortgage broker, working with Dipal and the Finnox team has been a standout experience. Their business planning and financial reports are always precise, strategic, and lender-ready—making my job easier and giving clients a clear path to success.
Highly recommend Finnox to any broker or business owner seeking a reliable accounting partner. — Jinkal Shah, Mortgage Broker
Abhishek Mandal profile picture
Abhishek Mandal
1 year ago
Exceptional Support for a Smooth Business Start.
Navigating the complexities of purchasing a business, I couldn’t have asked for a better partner than Finnox Consulting.

From the first consultation, Dipal and her team offered expert guidance that gave me confidence in every step of the process. They made QuickBooks setup, payroll, and compliance smooth and stress-free. Dipal is responsive, professional, and truly cares.

I highly recommend Finnox to any small business owner looking for reliable, expert support.