Looking for expert commercial finance solutions in Melbourne?
Whether you’re purchasing a commercial property, expanding operations, or upgrading equipment, securing the right finance is critical to your success. Commercial loans offer the capital you need to grow—but navigating lender requirements, loan structures, and approval processes can be complex.
Unlike standard home loans, commercial finance is assessed on your business’s financial health, future projections, and the value of the asset being financed. That’s why working with an experienced broker makes all the difference.
At Finnox, we specialise in commercial lending. Our team will guide you through every step—from selecting the right lender to structuring a loan that supports your business goals. With access to a wide panel of banks and non-bank lenders, we’ll help you secure competitive rates and flexible terms that work for you.
Commercial Property Loans
Used to purchase or refinance commercial real estate such as offices, warehouses, retail spaces, or medical suites. These loans are typically secured by the property and offer longer terms (10–30 years).
Development Finance
Tailored for property developers to fund construction or subdivision projects. These loans are released in stages based on project milestones and require detailed feasibility assessments.
Equipment & Asset Finance
Helps businesses acquire machinery, vehicles, or technology without upfront payment. The asset itself serves as collateral, and repayments are spread over its useful life.
Working Capital Loans
Short-term loans designed to cover operational costs like payroll, inventory, or rent. These are often unsecured and offer quick access to funds.
Invoice/Debtors Finance
Invoice Finance—also known as Debtor Finance—is a cash flow solution that allows businesses to access funds tied up in unpaid customer invoices. Instead of waiting 30, 60, or 90 days for payment, businesses can receive up to 85% of the invoice value upfront, improving liquidity and enabling growth.
Your Trusted Partners in Commercial Finance
Commercial loans are key to funding property, business expansion, and investment opportunities. As trusted commercial finance specialists, we work with a wide range of lenders to deliver tailored loan solutions that align with your business goals. Whether you’re purchasing commercial property, refinancing, or funding growth, we structure finance to support cash flow and reduce risk. With expert guidance and proactive support, we help you secure the right funding to drive long-term success
Home Loan Solutions with Genuine Care
“Dipal took the time to understand our family’s needs and secured the right home loan solution. Her professionalism, expertise and care made the entire experience seamless
Mitul Patel
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A Smooth Home Loan Journey
“Dipal guided us through every stage of our home loan with patience, clarity and genuine support. She made what could have been stressful feel easy
Krima Patel
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Your Commercial Loan Experts at Finnox
At Finnox, we understand that running a business isn’t just about the day-to-day—it’s about planning ahead, managing cash flow, and seizing opportunities at the right time. Led by Dipal, our head broker with deep expertise in loan structuring, we specialise in commercial and business finance tailored to your unique needs.
From purchasing commercial property to funding expansion, equipment, or working capital, we design lending solutions that give your business the financial flexibility to grow. Our goal is to help you maximise borrowing power, minimise costs, and stay in control, so you can focus on building a stronger future for your business.
FAQ
“I had my tax completed by Dipal at Finnox, and the experience was exceptional. Her knowledge is unmatched, and she provided strategic advice that’s helped me make smarter financial decisions. She took the time to explain everything clearly, and the outcome exceeded my expectations. I now feel far more confident navigating future tax matters. Highly recommend her and the team!”
Angy Legos“Setting up our trust and company felt overwhelming, but Dipal made it simple. Their expert team explained everything clearly, handled all the paperwork, and ensured full compliance. Professional, approachable, and reliable — highly recommended for trust and company setup.”
John Pablo“Dipal and the Finnox team have been amazing. They’re not just about numbers — they’ve helped us make smarter decisions, save money, and grow with confidence. It really feels like they’re part of our team.”
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